Privacy Policy

ACA Financial Guaranty Corporation ("ACA") is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you that we collect and maintain from the Web site (the "Site"). By using this Site, you are accepting the practices described in this Privacy Policy and our Terms and Conditions.

ACA reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Privacy Policy, including with respect to our use of any of your data that we may collect, in whole or in part, at any time. Such changes will be effective when notice of such change is posted. Your continued use of the Site or of any Materials after any such changes are posted will be considered acceptance of those changes. Please note that all such changes will apply to the use of any data that has been collected about you and maintained by us, even if it is collected prior to the time of such changes.

In general, you can visit the Site without telling us who you are or revealing any information about yourself. Our web servers collect the domain names, not the e-mail addresses, of visitors. We may collect, store or accumulate certain non-personally identifiable information concerning your use of this Site, such as information regarding the number of visits, average time spent on the Site, pages viewed, etc. Also, we may use the information you provide us in aggregate form for internal business purposes, such as generating statistics or developing marketing plans, measuring the use of our Site, and improving the content of our Site. We may share or transfer such non-personally identifiable information with or to our affiliates, licensees and partners.

There are times, however, when we may need to obtain personally identifiable information from you, such as your name and address and company affiliation. For instance, from time to time, we may conduct on-line surveys to better understand the needs and profile of our visitors. When we collect personally-identifiable information, we will let you know at the time of collection how we will use the personal information. Unless otherwise disclosed to you, the personal information we collect will be used by us (or by one or more of our affiliates) to respond to your inquiry, process business or allow you to access specific account information.

A technology called "cookies" may be used to provide you with tailored information. A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive so we can recognize you when you return. You may set your browser to notify you when you receive a cookie.

ACA's web site may contain links to other sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites.

This Site is not intended for persons under the age of 18. No information should be submitted to this Site by a user under the age of 18 years without the consent of his or her parent or guardian.

As we continue to develop our business, we might sell certain of our assets, including without limitation, in the event of a sale of all or part of our business or disposition of assets in connection with bankruptcy proceedings. In such transactions, user information, including personally identifiable information, generally is one of the transferred business assets. By submitting your personal information on the Site you agree that your data may be transferred to such parties in those circumstances.

We may also disclose any information, including personally identifiable information, we deem necessary, in our sole discretion, to comply with any applicable law, regulation, legal process or governmental request.

If you have any questions regarding this Privacy Policy, please contact us.